MVMarkus Vogel, 44 · Prevention programme, results of 15 September: prediabetes, lipids above goal, vitamin D low · 6 documents, read 16 September 2026
What does his insurance cover, and what does he pay?

Answered on 16 September 2026

He is insured with a statutory fund. The check-up every three years from 35 (Gesundheitsuntersuchung) covers total, LDL and HDL cholesterol, triglycerides, glucose and a urine test; his last one was never claimed, so it can be used now. Everything else on the order is outside the statutory catalogue for a person without a diagnosis, and it becomes a private service. G-BA

Two invoices, not one. The practice bills its own part: the counselling and the blood draw, at the GOÄ rate the practice applies. The laboratory bills the specialised analyses (GOÄ chapter M III and M IV) directly to him; the practice is not allowed to liquidate those, and it does not earn on them. medas

  • Practice: consultation GOÄ 1 at factor 2.3, 10.72 €, and blood draw GOÄ 250 at factor 1.8, 4.20 €. 14.92 € in total. medas
  • Laboratory: 28 self-paid markers at the GOÄ factor 1.15. The laboratory quotes the panel on the order confirmation and invoices him after the analysis. Lipoprotein(a) alone is 18.63 €. medas
  • Covered: six markers through the check-up, and the visit today. G-BA

German law requires that he agrees to the private service in writing before the blood is drawn, with the price named. The sheet below does that in his app: what is covered, what he pays, and a signature. Nothing is drawn until he has signed. medas

Private service agreementDraft, for your signature
Prevention panel: covered, and what you pay
  • Six markers covered by the check-up
  • Practice 14.92 €, laboratory quoted separately
  • Signed in the app on 11 September
A draft until you sign it, and it reaches the patient under your name
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Markus Vogel, 44Mosaic